OUR CAPABILITIES
SERVICES THAT DELIVER RESULTS
Any client of ours may have a full financial plan and retirement projection constructed and updated to make sure they are on pace for their goals. There are no additional charges for this planning. We can also assist with issues like life insurance, homeowner’s and auto insurance, college planning, long term care, disability, and the management of assets outside of the district’s 403(b) retirement plan.
Online meetings from any device that work around your schedule
Our online meetings are run through Zoom. They can be run from any device and are very convenient. The entire meeting can be run from your cell phone by downloading a free app. Our use of technology allows for busy people to meet with us virtually in any location that makes the most sense for them. Gone are the days of driving to someone’s office at an inconvenient time or having to have an advisor come to your classroom or home while you are trying to work or spend time with family, friends, and interests. You can have your meeting sitting on the couch at home in your pajamas if you’d like or while you have a lunch break at school. There is no video, just audio and a shared screen.
Options for hassle-free paperless documentation
With DocuSign, we leverage a paperless process on our end, making online meetings much more eco-friendly. We aren’t printing copious amounts of documents or increasing our carbon footprint by driving all over or making others do so. You have online access to your accounts and your advisor can be reached quickly and directly by phone or email as well. You will also have the option to enroll in paperless delivery of your documents.
Dedicated advisors that build relationships and never push a product
You are never handed off to a service center or stuck talking to an unfamiliar voice. We develop a long term 1-on-1 relationship. We start by educating you on what retirement plans are available and how they function. We lay out the various options, costs and features of these options so that you feel confident in your retirement decisions. Once you elect to move forward, we handle enrollment and any necessary paperwork. We communicate with both the investment provider and the school district to coordinate the set up and funding of the plan. We take care of all ongoing administration. You will never need to call a 1-800 number when working with us.
Ongoing review of investment goals, assets and portfolio performance
We provide ongoing reviews, educational articles, and support. You may meet with us as often as you like. Every client will receive an email from us once a month to let them know when we are available for meetings. You may also connect with us on LinkedIn, Facebook, and Twitter to stay in touch. We don’t simply place people’s assets in a portfolio and forget about them. We will utilize technical analysis to grow your portfolio in good times and protect it in bad times.
WHAT MAKES US
DIFFERENT?
We work digitally
This fits easily into your life and schedule. The inconvenience of wasted time for travel to and from meetings is eliminated. You have no need to worry about a pushy salesman or a high-pressure environment.
We are independent
Most advisors working with teachers and their 403(b) accounts are just product salespeople. They represent one product and do not represent you. They have clear conflicts of interest and are not legally required to do what is in your best interest.
We are transparent
Most 403(b) advisors are beholden to an investment producing parent company. Fees are high and there are often product features that are not beneficial to you. We take a different approach. We are clear about the costs and features of the various retirement accounts.
We are asset managers
In most cases an investor is signed up for their retirement plan, put in a portfolio, and forgotten about. Not with us. We utilize technical analysis to actively manage your portfolio. We do not charge any fees additional to the standard product fees for this service.
We are easily accessible
A client that emails us rarely waits very long for a response. We are almost always in contact the same day with the answers or assurances. We have full-time assistants to receive calls, schedule meetings, and help with administration.
We focus on education
We seek to educate potential clients and existing clients about a variety of options so that they feel empowered to make the best decisions. This is in direct contrast to the bulk of advisors who are simply selling their product.
We are small & personal
We are not a big corporation. We focus on consistent one-on-one relationships. Clients have one advisor as their contact person and maintain direct access to this person. We know our clients and their goals as we work toward them as a team.
No strings attached
Because we do not utilize proprietary products our clients have no long-term commitment to us. They aren’t handcuffed to us. This is another way where all the control and access in the process is in the client’s hands and not ours.
NOW IS THE TIME
Take the first step in launching your retirement strategy today with personalized planning